Ladies, it’s good to be back after months of recharging my spirit and taking time to focus on myself. Today I want to dive straight into finances, in what is the most common mistake in leveling up financially. It’s the mindset: abundance mindset vs. scarcity mindset.

Here’s how it works. You can earn 6 figures or inherit a great wealth, but what happens with that wealth once it’s in your hands, if you still have a scarcity mindset? In order to holistically level up your finances and not fall back to rock bottom (and an empty pocket) where you’re once more scrambling to get your life together, your mindset must follow along!

One mistake I see a lot of people doing after reaching a certain treshold of financial abundance, is going all in. Not just splurging a little, but indulging all the luxuries they dreamt of having, and inevitably ending up living beyond their means, thus perpetuating the cycle of scarcity, ironically enough.

The one mistake is this…

Overspending to make up for the void left by a scarcity mindset / negative experiences of financial issues → having too little and feeling like being back at square one → next salary, they compensate by repeating the same cycle.

Now, making this mistake while leveling up financially is pretty common. We are human, and it’s simply a coping mechanism to fill that void, that feeling of shame or not having had enough. The fix for this is mindfulness: taking account of one’s views on wealth and success, one’s experiences, writing out a list of one’s honest, unfiltered beliefs on money. And then reformulating them to a positive shift.

Positively reframe the narrative

🛑 Negative: I never have enough money.
✅ Positive: I always have enough money.

🛑 Negative: I believe that money is evil.
✅ Positive: I believe that money is a medium, and what matters is how you use it.

🛑 Negative: Being rich and having a lot of money is wrong, it means other people are suffering in lack because I enjoy abundance.
✅ Positive: Being rich and having a lot of money is alright, what matters is how you use your wealth, what you are giving back to people, what value you are offering the world in return for your financial abundance.

Our beliefs shape our world, and the same applies to money. At a certain point in your glow up journey, you need to pause, take a deep breath, and recognize that yes, you made it. You’re financially stable! Yes, you can afford all those things you want! But should you spend all your money on them? Of course not.

Try to still be sensible with your resources. After all, you’re on your journey to create a better life for yourself, maybe even leave a legacy. You may want to invest, try trading or stocks, buy some real estate.

The more you’re leveling up financially, the more you can learn about ways to better take care of and multiply your money. Or even better, let it take care of you! The flash and bling of instant gratification as a result of buying those designer items may be magnetic… But they’re just objects, and how many do you need anyway? Wouldn’t you rather own 5 houses instead of a closet full of designer?

I know I would.

Because those 5 houses will be paying dividends for years to come in the form of rent. Meanwhil,e if you get bored of those items and decide to sell, you might get the aproximate same value back. Even this is unlikely and only for select brands and item. Most often you’ll get decidedly less. In other words, they depreciate.

It’s great to spoil yourself with beautiful things, and you should! But be smart about it, and think long-term. The greatest investments in life are: yourself, gold, silver, and land (real estate).

Remember queens… you’re building a kingdom, not just collecting diamonds (no pun intended).

Until next time,